Information About Austin Social Security Disability Benefits
Disability Lawyers in Austin
If you qualify, Social Security Disability Insurance (SSDI) will pay benefits to you and certain members of your family if you worked long enough and paid Social Security taxes, making you “insured.” The money is meant to help disabled persons meet basic needs such as food, clothing and shelter.
The amount of SSDI benefits, which are paid monthly, varies. The Social Security Administration (SSA) uses a weighted formula to calculate the amount of benefits. Most SSDI beneficiaries receive between $300 and $2,200 per month. The average SSDI payment in 2012 was $1,111.
SSDI benefits are based on your average lifetime earnings. A formula is used to calculate the benefit amount. Your local Social Security office should be able to help you estimate the amount of possible benefits. You can also check your covered earnings history at www.ssa.gov/mystatement/.
The amount of SSDI benefits may be reduced if you receive other benefits such as workers’ compensation or temporary state disability benefits. The total amount of public disability plus Social Security Disability benefits cannot exceed 80 percent of your earnings before you were disabled.
Supplemental Security Income, Veterans Administration benefits and private long-term disability benefits do not reduce your SSDI benefits.
Once benefits are approved, the SSA will send you a letter with your monthly benefit amount and the effective date. SSD benefits are paid for the sixth full month after the date your disability began. For example, is the SSA determines your disability began on January 15, your first disability benefit will be paid for the month of July.
SSD benefits are paid to you once per month in the month after they are due. The benefit payment day is based on the beneficiary’s birth date. Birth dates from the 1st to 10th of the month are paid on the second Wednesday of the month. Birth dates from the 11th to the 20th are paid on the third Wednesday and birth dates from the 21st to the 31st are paid on the fourth Wednesday.
SSDI benefits are paid electronically, either by direct deposit into a bank or credit union account or onto a debit card. Anyone who applied for SSDI benefits after May 2011 must choose one of the forms of electronic payment. Anyone currently receiving a paper check for paper benefits must switch to an electronic payment by May 2013.
If you are approved for SSDI benefits, you will likely also qualify for past-due disability benefits, or disability “backpay.” This payment is made in one lump sum.
Backpay depends upon a number of factors, including the type of disability benefits you are entitled to receive; the date you became disabled (the onset date of disability); the date you filed your application; and how long it took Social Security to approve your application.
Our Texas SSD Lawyers Can Help You Get the Benefits You Deserve
The Social Security Disability lawyers at The Bob Richardson Law Firm, founded in 1990 by then-Texas State Representative Bob Richardson, now retired, have helped thousands of applicants obtain the maximum benefits they deserve.
Can I have a lawyer represent me in applying for Social Security Disability or Supplemental Security Income? Our attorneys who represent Social Security Disability claimants focus exclusively on Social Security Disability and Supplemental Security Income cases. They are members of the National Organization of Social Security Disability Claimants’ Representatives (NOSSCR) and the Fifth Circuit Organization of Social Security Claimants’ Representatives (FOSSCR). We do not charge hourly fees up front.
The Bob Richardson Law Firm represents claimants on a contingency fee basis. We get paid only if we obtain SSDI benefits for you. If you want to submit a successful Social Security Disability claim the first time or overturn a rejected claim, turn to SSDI attorneys who count their legal experience in decades.
For a free evaluation of your Social Security Disability claim, contact us toll free at 877-631-1812 or use our online contact form.