Does Receiving SSD Benefits in Austin Mean I also Get Medicare or Medicaid?

Contact our SSD lawyer at Bob Richardson Law Firm today.

Disability Lawyer in Austin

If you are unable to work due to a disability, you may be entitled to Social Security Disability (SSD) benefits to help you pay your bills. But what about health insurance and medical care? If you receive SSD benefits in Texas, are you also eligible for Medicare or Medicaid?

The answer: It depends.

There are two types of benefits offered by the federal Social Security Administration.

Social Security Disability Insurance (SSDI) pays benefits to disabled people who have worked long enough and paid Social Security taxes during their lifetime.

Supplemental Security Income (SSI) is based on financial need. It is meant for people with little income and few resources who are unable to work because of a disability. Unlike SSDI, SSI does not require prior Social Security-eligible work experience. It is possible for some people to qualify for both SSDI and SSI.

SSI Benefits and Medicaid in Texas

In Texas, those eligible for SSI benefits are automatically eligible for Medicaid. Medicaid is a program jointly funded by the federal government and states to provide health coverage for those who meet a low-income threshold.

The Texas Health and Human Service Commission sends information on Medicaid to those receiving SSI benefits. If you receive SSI benefits and need help paying for medical care for the three months before applying for SSI benefits, you can fill out an application for Medicaid.

SSDI Benefits and Medicare

Those who receive SSDI benefits become eligible for Medicare – the federal health insurance program that provides coverage to most people age 65 or over regardless of need – after a 24-month waiting period.

During the waiting period, you can continue to pay for insurance through the employer you had before becoming disabled or purchase coverage on the open market. You will likely have to pay the premiums yourself during this period.

Get Help from an Experienced SSD Lawyer in Texas

The Social Security Disability lawyers at The Bob Richardson Law Firm, with offices in Austin and Waco*, have worked successfully with the Social Security Administration to obtain full disability benefits for many disabled workers. We represent people from the initial application for SSDI and SSI benefits through the appeals process.

Can I have a lawyer represent me in applying for Social Security Disability or Supplemental Security Income? Our attorneys who represent disability claimants in Texas focus exclusively on SSDI and SSI cases. They are members of the National Organization of Social Security Disability Claimants’ Representatives (NOSSCR) and the Fifth Circuit Organization of Social Security Claimants’ Representatives (FOSSCR).

At The Bob Richardson Law Firm, we charge legal fees only if we obtain benefits for you.

Turn to Social Security Disability attorneys who count their legal experience in decades. For a free evaluation of your claim, contact our lawyers by phone now or use our online contact form. Meetings with attorneys by appointment only.

Sources:

  • Social Security Administration – Supplemental Security Income (SSI) And Eligibility For Other Government And State Programs
  • Social Security Administration – Longitudinal Patterns of Medicaid and Medicare Coverage Among Disability Cash Benefit Awardees
  • Texas Health and Human Service Commission – Health Care Coverage: People 65 Years or Older/People Who Have a Disability