Hit and Run Accident Lawyers in Austin
If a car accident causes death, injury or even just property damage, the parties involved in the crash have certain obligations in Texas. A key obligation is to stop at the scene and provide contact and insurance information. If a driver fails to stop as required by law, it is considered a hit and run accident.
While a driver who causes an accident is supposed to be responsible for covering the damages he or she caused, this is possible only if the victims know who the driver is.
This does not, however, mean that there are no options available for someone who was hurt in a hit and run collision. An experienced Austin accident attorney at The Bob Richardson Law Firm can explain your legal rights in a hit and run accident and can work with you to get the money you need to cover your accident losses.
Compensation in a Texas Hit and Run Accident
Fleeing the scene of an accident is illegal in Texas. While there are criminal penalties for hit and run, civil liability for the crash is a separate matter.
If the hit and run driver is identified, you could be entitled to recover compensation for your auto accident losses. You’ll need to be able to show that the driver actually was the one in the crash and was at fault for the accident. Information gathered by law enforcement can help you to build your case, and a car accident lawyer can also help you investigate the crash and find evidence to support your claim.
If you are successful, the driver who caused the accident could be held responsible for paying:
- Your medical bills
- Your lost wages
- Pain and suffering damages
- Emotional distress
- Other monetary compensation
Compensation from Uninsured Motorist or Underinsured Motorist Coverage
It is important to be aware that many hit and run drivers have no insurance. If that is the case, then recovering money from the driver who caused the crash will be difficult or impossible unless the person has significant personal assets to pay a judgment.
If you cannot find the hit and run driver, or if the driver is found but does not have any insurance or assets, you could be able to make a claim with your own insurer. Should I talk to my insurance company? Such a claim can be filed under your uninsured / underinsured motorist coverage (UM / UIM).
UM / UIM coverage, which you should have on your Texas auto insurance policy unless you formally rejected it, can help you recover compensation for a car accident caused by a hit and run driver or by a driver who had no insurance or insufficient insurance.
When you have UM or UIM coverage and you are involved in a hit and run accident, your own insurer stands in for the driver who fled the scene.
If the driver who caused the accident, for example, would have had to pay you $20,000 in compensation, then your insurer should pay you this amount. The maximum compensation you can recover is based on your policy limits.
Dealing with the Insurance Company after a Hit and Run Accident
While insurance coverage is supposed to “make you whole” and allow you to be fairly compensated after a hit and run accident, not all insurance companies obey the rules and provide the coverage they are supposed to. There is a chance that your insurer will try to deny your uninsured motorist claim after a hit-and-run crash or try to lowball you and offer you a very small amount of money.
If your insurer is truly unwilling to offer fair compensation in accordance with what is required in the policy, you may be able to file a bad-faith action against the insurer.
Our Lawyers Help Hit and Run Victims Get the Money They Deserve
Negotiating with insurance companies after a hit and run can be difficult, stressful and complicated. You should consult with an experienced Austin accident attorney who can negotiate on your behalf. The insurance company will have its professionals representing its interests, and you should have your own lawyer representing yours.
For more than 30 years, The Bob Richardson Law Firm has protected the rights and interests of Texas car crash victims. We know the ins and outs of filing car accident claims, and we will work tirelessly to make sure that you are fully and fairly compensated for the harm you have suffered.
For legal assistance with your hit and run accident case, contact The Bob Richardson Law Firm today by calling us toll free at 877-760-5616 or using our online contact form. We can provide you with a free case evaluation and help you take the right steps after your accident.